This is the first social confirming line issued by BCP in alignment with its sustainability strategy.
Lima, October 9, 2025. – In line with its commitment to promoting sustainable finance in the country, BCP approved a significant social confirming line for Alicorp, aiming to facilitate access to this financial service for at least 500 micro and small enterprises within its value chain. This marks the first social confirming line issued by BCP, specifically designed to strengthen the financial inclusion of Alicorp’s small and micro-enterprise suppliers.
Confirming is a financial tool that allows companies to convert their accounts receivable into immediate liquidity without waiting for their invoices to mature. For SMEs, this represents an opportunity to access capital quickly, improve cash flow, and reinvest their income to scale their businesses.
“This social confirming line represents a firm step toward financial inclusion and the formalization of SMEs. At BCP, we believe the development of this segment is vital for economic dynamism and provides significant access for hundreds of companies to the benefits of formal financial and non-financial services. With this operation, we aim for every disbursement to have a positive impact on society,” stated Gerardo Moreno, Manager of Corporate and International Banking at BCP.
Through this line, it is estimated that more than 500 SME suppliers will be able to access invoice discounting under preferential conditions, backed by their integration into the financial system. Additionally, they will receive support from BCP through programs such as "Empresas Aliadas por la Educación Financiera" (Partner Companies for Financial Education), which trains employees in financial literacy, and "Contigo Emprendedor," a program providing digital, leadership, and financial training to micro-entrepreneurs.
For his part, Julio Carrasco, Corporate Director of Treasury, Credit, and Financial Risk at Alicorp, commented: “At Alicorp, we strive to be partners in the development of our clients and suppliers, especially strengthening the SMEs with whom we share a value chain to create virtuous cycles of growth. We know that one of the main challenges for entrepreneurs is accessing capital quickly and at competitive rates. Thus, in line with BCP’s commitment to sustainability, we are working together on this social confirming mechanism, which allows our suppliers to access capital rapidly and under preferential terms, benefiting and strengthening smaller companies while creating new opportunities to reach a better tomorrow.”